I started by removing the quarter round trim and the chain plates. Then I worked a chisel around the beam/deck joint to help loosen the resin/glass.

This wasnt too bad, but gave me the first taste of my work to come.

I had higher moisture readings and the beam was sagging, but I didnt realize the deck was so wet. Over the past few weeks MD there has been rain and more rain. However, I dont think this problem started this spring.
Next I pulled out the sawzall. I'm sure there is a more delicate way to do this, but this worked for me.

The beam is wet!

How not to 'bed' hardware.

If you have questionable hardware, fix it now! There are more than a few fittings screwed into my deck, none of which are attached properly.
I started pulling wet plywood off with my hands. In a few areas I used a scraper but it was really just to try something new.

Here is a good photo of Cal25 construction

From the top; deck, plywood, glass cloth.
The proper fix is to remove the rotten wood and install new marine plywood, I believe 3/8".
I'll admit the problem is a lot worse than I expected. I assume there would be some wet spots, so far it's roughly 1/3 of the deck. After a few hours work I now I have to step back and decide what I am going to do.
On one hand the work needed to be done and I like a project. On the other hand, I like sailing more than working on a boat and have been shopping for a Alberg30 or something similar for a while now. I'm not sure it makes sense to fix the boat if I plan to move on sooner than later. Who knows.